All Compliance

PCI DSS Compliance

Achieve PCI DSS 4.0 compliance with TigerAccess comprehensive access controls for cardholder data environments. Reduce audit preparation time and secure payment systems with certificate-based authentication, session recording, and immutable audit logs.

Version Support

PCI DSS 4.0 Ready

TigerAccess supports all versions of PCI DSS including the latest 4.0.1 standard with new MFA and logging requirements.

PCI DSS 3.2.1
Sunset March 2024
Full support
PCI DSS 4.0
Active Standard
Full support
PCI DSS 4.0.1
Current (June 2024)
Full support
Features

PCI DSS Access Controls

Comprehensive privileged access management features designed for organizations handling payment card data.

Requirement 7: Restrict Access

Role-based access control with least privilege enforcement, ensuring only authorized personnel can access cardholder data environments.

Requirement 8: Identify Users

Multi-factor authentication, unique user IDs, certificate-based authentication, and strong password policies for all system access.

Requirement 10: Track and Monitor

Immutable audit logs recording all access to cardholder data, with tamper detection and cryptographic signatures.

Requirement 11: Test Security

Session recording, vulnerability detection, and continuous monitoring of privileged access to payment systems.

Requirement 12: Security Policies

Automated access reviews, policy enforcement, and compliance reporting for cardholder data protection.

Session Time Limits

Automatic session termination after inactivity periods, with configurable timeouts for payment system access.

Segregation of Duties

Enforce separation between development, testing, and production environments handling payment data.

Anomaly Detection

Real-time detection of suspicious access patterns, failed authentication attempts, and policy violations.

Requirements

PCI DSS Requirements Mapped

How TigerAccess implements specific PCI DSS 4.0 requirements with automated controls.

Requirement 7.1

Limit Access to System Components

Role-based access with least privilege, attribute-based policies, and time-bound access requests

Requirement 7.2

Access Control Systems

Centralized access control, deny-by-default, and automated provisioning/deprovisioning

Requirement 8.2

Strong Authentication

Multi-factor authentication, WebAuthn, hardware tokens, and certificate-based authentication

Requirement 8.3

Secure Remote Access

Certificate-based mTLS, MFA enforcement, session recording, and just-in-time access for remote connections

Requirement 8.6

Application Authentication

Service accounts with certificates, automated credential rotation, and secrets management

Requirement 10.2

Audit Trail Implementation

Comprehensive logging of user access, privileged actions, authentication events, and audit log access

Requirement 10.3

Audit Trail Details

User ID, event type, timestamp, success/failure, origination, identity of affected resource

Requirement 10.4

Log Protection

Immutable audit logs with cryptographic signatures, tamper detection, and write-once storage

Cardholder Data Environment

Protect Your CDE

Secure all access points to systems storing, processing, or transmitting cardholder data.

Database Access

Protocol-aware proxies for PostgreSQL, MySQL, MongoDB, and 15+ databases storing cardholder data

Application Access

Web application proxy for payment processing applications with session recording

SSH Access

SSH proxy for Linux/Unix systems in CDE with certificate-based authentication and full session capture

Windows Access

RDP proxy for Windows servers processing payments with video recording and compliance logging

Kubernetes Access

K8s API proxy for containerized payment applications with command audit and RBAC enforcement

Cloud Access

AWS/Azure/GCP access with ephemeral credentials, role assumption tracking, and cloud audit trails

Benefits

Faster PCI DSS Certification

TigerAccess provides the access controls and audit evidence you need to pass your PCI DSS assessment faster. Reduce QSA preparation time with automated evidence collection and pre-built compliance reports.

  • PCI DSS 4.0 compliant access controls out of the box
  • Automated quarterly access reviews with approval workflows
  • Tamper-proof audit logs with cryptographic integrity verification
  • Session recordings for forensic analysis and compliance evidence
  • Just-in-time access for reduced standing privileges to CDE
  • Automated de-provisioning when employee access is revoked
  • Multi-factor authentication enforcement for all privileged access
  • Segregation of duties between development and production environments
  • Real-time alerting on policy violations and suspicious activity
  • Audit-ready reports for QSA assessors in multiple formats

PCI DSS Evidence Export

Access Control MatrixPDF/Excel

Who has access to CDE systems, roles, and permissions

Authentication LogsCSV

MFA events, login attempts, and credential usage

Audit Trail ReportCSV/JSON

All access to cardholder data with user, timestamp, action

Session RecordingsMP4

Video evidence of privileged sessions in CDE for sampling

Access Review CertificationPDF

Quarterly access reviews with manager approvals

Policy Violation ReportPDF

Failed access attempts, anomalies, and security events

FAQs

Frequently Asked Questions

Common questions about PCI DSS compliance and how TigerAccess helps you achieve it.

What is PCI DSS and who needs to comply?

PCI DSS (Payment Card Industry Data Security Standard) is a security standard for organizations that handle credit card information. Any organization that stores, processes, or transmits cardholder data must comply, regardless of size or transaction volume. This includes merchants, payment processors, acquirers, issuers, and service providers. Compliance requirements vary by merchant level based on annual transaction volume, but all organizations handling payment cards must meet the 12 core requirements. Non-compliance can result in fines up to $100,000 per month, increased transaction fees, and loss of ability to accept card payments.

How does TigerAccess help with PCI DSS compliance?

TigerAccess addresses 8 of the 12 PCI DSS requirements related to access control, authentication, and audit logging. It provides role-based access control with least privilege (Req 7), multi-factor authentication and unique user IDs (Req 8), comprehensive audit logging with tamper protection (Req 10), session monitoring and security testing capabilities (Req 11), and automated policy enforcement (Req 12). TigerAccess reduces the scope of your cardholder data environment (CDE) by providing just-in-time access instead of standing privileges, and generates audit-ready evidence for QSA assessors including access matrices, authentication logs, and session recordings.

Which PCI DSS requirements does TigerAccess address?

TigerAccess directly helps with Requirements 7 (restrict access to cardholder data), 8 (identify and authenticate access), 10 (track and monitor all access), 11 (regularly test security systems), and 12 (maintain an information security policy). Specifically: Req 7.1-7.3 (RBAC and least privilege), Req 8.2 (strong authentication), Req 8.3 (secure remote access), Req 8.6 (application authentication), Req 10.2-10.4 (comprehensive audit trails with protection), Req 11 (session monitoring), and Req 12 (access reviews and policy enforcement). While TigerAccess doesn't directly address network security (Req 1-6) or physical security (Req 9), it complements these controls by securing all privileged access to systems in your CDE.

How does TigerAccess protect cardholder data environments?

TigerAccess creates a secure perimeter around your cardholder data environment (CDE) by acting as a privileged access gateway. All access to databases, applications, servers, and cloud resources containing payment data flows through TigerAccess with certificate-based authentication, multi-factor authentication, and session recording. It enforces segregation of duties between production and non-production environments, implements time-based session limits, and provides just-in-time access to minimize standing privileges. Every action is logged in an immutable audit trail with cryptographic signatures, making it impossible for insiders to access cardholder data without detection. Failed authentication attempts and anomalous behavior trigger real-time alerts.

What is PCI DSS 4.0 and is TigerAccess ready?

PCI DSS 4.0 (released March 2022) is the latest version of the standard, with mandatory compliance starting March 31, 2025. PCI DSS 4.0 introduces new requirements around multi-factor authentication (all access to CDE must use MFA), enhanced logging and monitoring, targeted risk analysis, and customized implementation approaches. TigerAccess is fully compliant with PCI DSS 4.0 and 4.0.1 (June 2024 minor update). It meets the new MFA requirements (8.4.2, 8.5.1), enhanced audit log protection requirements (10.3.4, 10.4.3), and session termination requirements (8.2.8). TigerAccess also supports the new "customized approach" by providing detailed evidence of security effectiveness through continuous monitoring and session recordings.

How does TigerAccess help with PCI DSS audits?

TigerAccess dramatically reduces audit preparation time by automating evidence collection for access control requirements. For SAQ (Self-Assessment Questionnaire) or QSA (Qualified Security Assessor) audits, you can export pre-formatted reports showing: access control matrices for all CDE systems (Req 7), authentication logs proving MFA usage (Req 8), complete audit trails of cardholder data access (Req 10), and session recordings demonstrating operational controls (Req 11). All evidence includes cryptographic signatures to prove authenticity. During audits, assessors can sample sessions, review access decisions, and verify that only authorized personnel accessed payment systems. TigerAccess reduces evidence gathering from weeks to hours, and many QSAs accept TigerAccess reports directly without additional manual documentation.

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